More than a Money Manager.

A Financial Coach Will Help You Build The Wealth You Need

Posted by Jeff Goodnow on November 9, 2018

What do professional athletes and many successful people have in common that contributes to their success? They have coaches and mentors to guide them to their goals.

Recent research from Kabbage sought to uncover just how important mentors are to small business success. In a survey of 200 small business owners, almost all (92%) of respondents found a mentor to be critical to their success, even though only 22% were mentored when they were a start-up.

When asked about survey results, Amy Zimmerman, Head of People Operations at Kabbage, says “mentors expand your viewpoint, helping you see multiple perspectives to solve problems and from my experience give you the ability to collaborate and workshop ideas with a trusted source.” Further adding “I liken mentors to coaches, it’s a relationship to which many of us can relate.”

If small business owners experienced this level of success with mentors, what can you realize with a financial coach?

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Topics: Financial Planning

Morningstar Ratings™: Fact or Fiction

Posted by Manish Khatta on October 11, 2018

Investing is complicated.

That’s the prevailing sentiment I hear from investors, whether they are new to the stock market or they’re coming to our firm after a few decades of retirement planning on their own or with another advisor.

But does investing have to be complicated? I would argue that with the right processes and framework in place, it can be much simpler than you think.

Unfortunately, the majority of approaches that have tried to simplify mutual funds (one of the most popular investment choices) for the average investor have been...lacking.

Morningstar is one of the companies that has tried to simplify the mutual fund selection process for the masses. Over the last thirty years, Morningstar has leapfrogged the competition in popularity and simplicity with its star rating system.

If you’ve ever done mutual fund research on your own or have any kind of experience in DIY investing, it’s likely that the Morningstar star rating is one of the methods you’ve used to identify how well a fund fits your portfolio.

Unfortunately, Morningstar has made the system so elementary that it is of no real use to long-term investors.

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Topics: Investment Management

Why Most Retirement Plan Participants Are Invested Wrong—and What To Do About It

Posted by Manish Khatta on October 2, 2018

Investors are always seeking ways to make retirement planning and investing easier.

Due to that desire, product providers are always more than happy to create new products that will provide simple investment choices that are thought to be safer, or that have the capability to post better returns than the last set of products.

It’s not just mutual fund companies creating a fund based on the newest data-driven methodology. Financial services and financial technology companies are also always in the mix to convince investors that what they’re offering is truly special.

Remember the E-Trade baby? Though lighthearted and fanciful, the insinuation behind using a (talking) baby in their commercials is that E-Trade makes trading so simple, a child could succeed at using their software to build their investment portfolio.

More recently, Betterment’s new marketing campaign appeals to the idea that investors should always be working to, in their words, “outsmart average” and use new technology to put themselves at the forefront of investing strategies.

When it comes to corporate retirement plans, most participants will see Target Date Funds as the product referenced as making investing for retirement easier.

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Topics: Investment Management

What is a 403b account and how to make yours better

Posted by Manish Khatta on September 14, 2018

Your employer’s 403b retirement plan offers you the opportunity to save more of the money you earn and invest it for your financial future.

When you chose to invest through your employer’s 403b retirement plan, how you invested was entirely up to you. That could have been good or bad—good if you had a wide range of choices to help you invest in a way that suited your style and needs, but bad if you were new to investing or didn’t have time to research the options available in your plan.

This guide is designed to help you better understand and manage your 403b retirement plan, whether you’re a new or experienced investor.

Click here to find out if your 403b account stinks
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Topics: 403b Resources

Ultimately we like to say that we are "More than a Money Manager. This is a small business run by people not robots. We talk, we plan, we execute together, as partners working to achieve the same goal."

Here are some topics you'll read about in our blog:

  • Our risk management techniques that make investing a smoother ride.
  • An inside view of our industry including the ugly nobody wants to talk about.
  • Our company culture and the people behind the process and much more...

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